SEPA Creditor Identifier (CI) Regex for Go

What this pattern does

This page provides a well-structured, multi-part regular expression for matching sepa creditor identifier (ci), ported and verified for Go. Financial data validation has zero tolerance for false negatives — a missed invalid entry can corrupt downstream calculations. The snippet below is ready to drop into your Go project — whether you're validating in a Gin handler, a gRPC service, or a command-line tool.

Go Implementation

// SEPA Creditor Identifier (CI)
// ReDoS-safe | RegexVault — Finance > Bank Identifiers

package validation

import "regexp"

var sepaCreditorIdentifierCiRe = regexp.MustCompile(`^[A-Z]{2}[0-9]{2}(?:ZZZ|[A-Z]{3})[A-Z0-9]{1,28}$`)

func ValidateSepaCreditorIdentifierCi(s string) bool {
    return sepaCreditorIdentifierCiRe.MatchString(s)
}

// Example
// fmt.Println(ValidateSepaCreditorIdentifierCi("DE98ZZZ09999999999")) // true

Test Cases

When to use this pattern

This pattern is drawn from the Finance > Bank Identifiers category and carries a ReDoS-safe certification. That matters for Go developers because Go's RE2 engine is inherently safe from catastrophic backtracking, but this pattern has been additionally verified for correctness. RegexVault audits patterns against known backtracking attack vectors, ensuring you have the necessary context before using this regex in a high-stakes production environment.

Common Pitfalls

Technical Notes

Structure: 2-char country code + 2 check digits + 3-char creditor business code (ZZZ if not assigned) + national identifier. Check digits use same MOD-97 algorithm as IBAN.