REGEXVAULTv2.0
Finance/Bank Identifiers
Verified Safe

New Zealand Bank Account Number Regex for JavaScript

/^(?:([0-9]{2})-([0-9]{4})-([0-9]{7})-([0-9]{2,3}))$/

What this pattern does

This page provides a well-structured, multi-part regular expression for matching new zealand bank account number, ported and verified for JavaScript. Financial data validation has zero tolerance for false negatives — a missed invalid entry can corrupt downstream calculations. The snippet below is ready to drop into your JavaScript project — whether you're validating in an Express middleware, a Next.js API route, or a client-side form.

Javascript Implementation

Javascript
// New Zealand Bank Account Number
// ReDoS-safe | RegexVault — Finance > Bank Identifiers

const newZealandBankAccountNumberRegex = /^(?:([0-9]{2})-([0-9]{4})-([0-9]{7})-([0-9]{2,3}))$/;

function validateNewZealandBankAccountNumber(input: string): boolean {
  return newZealandBankAccountNumberRegex.test(input);
}

// Example
console.log(validateNewZealandBankAccountNumber("01-0137-0000000-00")); // true

Test Cases

Matches (Valid)
Rejects (Invalid)
01-0137-0000000-0001-137-0000000-00
02-0100-0000000-0001-0137-000000-00
12-3456-1234567-0001013700000000
38-9000-0123456-00001-0137-0000000-0000

When to use this pattern

This pattern is drawn from the Finance > Bank Identifiers category and carries a ReDoS-safe certification. That matters for JavaScript developers because especially critical in long-running Node.js event loops where a ReDoS vulnerability can block the entire process. RegexVault audits patterns against known backtracking attack vectors, ensuring you have the necessary context before using this regex in a high-stakes production environment.

Common Pitfalls

The suffix length (2 or 3 digits) varies by bank. ANZ uses 2-digit suffixes; Kiwibank uses 3-digit. Store the suffix with its leading zeros.

Technical Notes

Format: 2-digit bank + 4-digit branch + 7-digit account + 2-3 digit suffix. Capture groups: 1=bank, 2=branch, 3=account, 4=suffix. Validate bank codes against RBNZ register.

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