Indian IFSC Code Regex for PHP

What this pattern does

This page provides a lightweight, single-purpose regular expression for matching indian ifsc code, ported and verified for PHP. Financial data validation has zero tolerance for false negatives — a missed invalid entry can corrupt downstream calculations. The snippet below is ready to drop into your PHP project — whether you're validating in a Laravel validator, a WordPress plugin, or a standalone PHP script.

Php Implementation

<?php
// Indian IFSC Code
// ReDoS-safe | RegexVault — Finance > Bank Identifiers

define('INDIAN_IFSC_CODE_PATTERN', '/^[A-Z]{4}0[A-Z0-9]{6}$/');

function validate_indian_ifsc_code(string $input): bool {
    return (bool) preg_match(INDIAN_IFSC_CODE_PATTERN, $input);
}

// Example
var_dump(validate_indian_ifsc_code("SBIN0001234")); // bool(true)

Test Cases

When to use this pattern

This pattern is drawn from the Finance > Bank Identifiers category and carries a ReDoS-safe certification. That matters for PHP developers because especially relevant in PHP where PCRE backtracking limits can trigger silent failures on malicious input. RegexVault audits patterns against known backtracking attack vectors, ensuring you have the necessary context before using this regex in a high-stakes production environment.

Common Pitfalls

Technical Notes

The 5th character is always 0 (zero, reserved for future use). Used for NEFT, RTGS, and IMPS transfers. The Reserve Bank of India maintains the authoritative IFSC directory.