REGEXVAULTv2.0
Finance/Bank Identifiers
Verified Safe

Singapore Bank Account Number Regex for PHP

/^(?:[0-9]{3}-[0-9]{6}-[0-9]|[0-9]{7,13})$/

What this pattern does

This page provides a well-structured, multi-part regular expression for matching singapore bank account number, ported and verified for PHP. Financial data validation has zero tolerance for false negatives — a missed invalid entry can corrupt downstream calculations. The snippet below is ready to drop into your PHP project — whether you're validating in a Laravel validator, a WordPress plugin, or a standalone PHP script.

Php Implementation

Php
<?php
// Singapore Bank Account Number
// ReDoS-safe | RegexVault — Finance > Bank Identifiers

define('SINGAPORE_BANK_ACCOUNT_NUMBER_PATTERN', '/^(?:[0-9]{3}-[0-9]{6}-[0-9]|[0-9]{7,13})$/');

function validate_singapore_bank_account_number(string $input): bool {
    return (bool) preg_match(SINGAPORE_BANK_ACCOUNT_NUMBER_PATTERN, $input);
}

// Example
var_dump(validate_singapore_bank_account_number("001-123456-0")); // bool(true)

Test Cases

Matches (Valid)
Rejects (Invalid)
001-123456-0001-12345-0
12345678912345678901234
001234560DBS-001234
0011234567890abc123456

When to use this pattern

This pattern is drawn from the Finance > Bank Identifiers category and carries a ReDoS-safe certification. That matters for PHP developers because especially relevant in PHP where PCRE backtracking limits can trigger silent failures on malicious input. RegexVault audits patterns against known backtracking attack vectors, ensuring you have the necessary context before using this regex in a high-stakes production environment.

Common Pitfalls

PayNow (Singapore's instant payment) uses NRIC/FIN, mobile number, or VPA as identifiers, not traditional account numbers. Distinguish between PayNow and bank account flows.

Technical Notes

Major Singaporean banks have different formats: DBS 10 digits, OCBC 9-12 digits, UOB 7-10 digits. Remove hyphens before matching. Pair with bank code for unambiguous identification.

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